在新加坡设立信托和家族办公室
Singapore has always been widely acknowledged as a livable country and city in the world. However, as we all know, the immigration threshold in Singapore has always been relatively high, and there are certain requirements for the applicant’s assets, age, education, business background, language, etc. It is not easy to obtain Singapore Permanent Resident status. Many people mistakenly think that it is difficult to move to Singapore and obtain Singapore Permanent Resident. In fact, there is a simpler way – the “Singapore Family Office” programme! More and more people have obtained Singapore Permanent Resident this way, especially high net worth individuals and entrepreneurs.
On March 10, 2022, GO GLOBAL GEM held the ‘Trust and Family Office’ online webinar, to share insights and knowledge to our valued partners. At the same time, we would like to thank Alicloud for their strong support for the venue and technology! It is such a great honor to have two guests from Bank of Singapore (BOS), Jackson (OCBC subsidiary, Wealth Planner at BOS) and Sherrie (Product Specialist at BOS).
Starting from the two major themes of ‘How to Land in Singapore’ and ‘Singapore Bank Investment Strategy’, they focus on ‘How to achieve asset inheritance and tax avoidance through the trust structure’, ‘How to obtain Singapore Permanent Resident within one month through the family-office channel’, ‘How to manage your wealth well’, and ‘What risks are the markets currently facing?’
讲者介绍
张雪莉
新加坡银行 (BOS) 产品专家
Sherrie 是 BOS 的产品专家，专门从事管理投资。她在菲律宾、东盟、印度尼西亚和泰国市场密切合作，提供量身定制的基金解决方案。
Sherrie于2019年加入新加坡银行（香港），负责大中华北亚地区的另类投资和管理解决方案。她刚刚于 2021 年搬到新加坡总部。
在加入新加坡银行之前，她是奕丰金融有限公司的高级投资顾问，负责投资研究和投资组合策略。她研究了 1000 多只基金，并受邀参加了 100 多场外部研讨会，分享她的投资理念。 Sherrie 毕业于香港城市大学，获得工商管理经济学和金融学学位。
杰克逊
BOS 财富规划师
Jackson 是华侨银行子公司 BOS 的财富规划师，为超高或高净值客户和家庭提供财富规划和继承方面的咨询。在 2021 年加入 BOS 之前，他在 CA Indosuez (Switzerland) SA 工作了 4 年，为私人银行客户提供全面的财富规划，以满足每个家庭的不同需求，包括为不同司法管辖区的家庭提供继任规划和财富传承。
他还在新加坡普华永道 (PWC) 和马来西亚毕马威会计师事务所工作了四年半，为跨国公司和上市银行处理财务审计和公司税务事宜。他是国际信托与资产规划协会 (STEP) 的合格信托与遗产规划师 (TEP) 和英国特许公认会计师公会 (ACCA) 特许公认会计师公会 (FCCA) 资深会员。他精通英语、普通话、广东话（方言）和闽南话。
斯特拉
Go Global Gem 首席运营官
Stella has over ten years of experience in finance, human resources and global immigration services. She established its headquarters in Singapore and built a dedicated team of professionals to provide full operational support for clients’ global expansion needs. She has served more than 2,000 Chinese companies and helped their management teams obtain Employment Pass and successfully assisted more than 200 permanent residency and citizenship cases.
财富管理
财富管理是通过创造、保护财富并将其传递给下一代来积累财富的技能。客户投入大量时间和精力创造财富，却往往无暇思考如何保护自己的财富，并最终将其传承给下一代，这正是财富规划的目的。
什么是信托
信托是一项衡平法义务，受托人（受托人）应为受益人（也可以是受益人之一）的利益管理其控制下的财产（信托财产），并且任何受益人都有执行义务的权利。受益人任何未经信托契约或法律授权或许可的作为或不作为都被称为违反信托义务。
Depending on the terms of the trust, the trustee’s control may be subject to the fiduciary or personal powers of someone else (sometimes expressly designated as a “protector”).
就业准证和家庭办公室
If you want to settle in Singapore, the first goal is to achieve an “Employment Pass” (EP). For many Chinese planning to move to Singapore, the EP is easier said than done. If you plan to open a company in Singapore to obtain an employment pass, a “family office” may be a good choice for you.
什么是家族办公室？
家族办公室是家族财富管理的最高形式。在新加坡，该方案也被称为 MAS 13U（以前称为 13X）和 MAS 13O（以前称为 13R）。
如何通过设立家族办公室获得就业准证？
家族办公室为线性结构，客户将直接持有基金公司（选择13U计划的客户也可选择离岸或新加坡公司），而家族办公室由基金公司直接持有，将作为基金公司提供投资管理服务。而且，要提供投资管理服务，家族办公室必须聘请投资专业人士，这就是就业准证的由来。
如果选择13U计划，可以聘请3名专业投资人员，而申请13O计划只能聘请1名。雇主可以是您公司的家庭成员或员工。
家族办公室的优势是什么？
The popularity of 13U/13O family offices is inseparable from the advantages of discretionary funds (such as stocks, bonds, and portfolio investment of funds), tax residency status, and children’s admission to local schools:
- 符合 13U/13O 条件的基金将免征其指定投资的特定收益税
- Ability to obtain an Employment Pass (EP) (13U – 3 EPs / 13O – 1 EP)
- 父母可以申请长期访问准证（LTVP）
- Spouse and children (under 21 years old and single) can apply for Dependent’s Pass
- 您可以在未来申请永久居民身份（新加坡永久居民（PR））（如果条件适用）
- 您将来可以申请成为新加坡公民（如果条件适用）
- Family Wealth Inheritance – Establish long-lasting family traditions through family offices, achieve cross-generation inheritance and preserve & increase family wealth
问与答
Q：通过家族办公室获得的EP与普通EP申请相比有什么优势，申请周期是多久？
A：根据我们的经验，通过家族办公室申请EP几乎都是成功的。以往很多高端客户会开一般公司或空壳公司来申请EP。但现在移民政策收紧了，如果公司在新加坡没有实际业务，单纯以空壳公司的身份申请EP，被拒的可能性很大。至于申请周期，如果资料齐全的话，4-5周就可以完成。
【信托与家族办公室】开幕环节回顾到此结束。你对信任有更好的理解吗？如果您想了解更多关于信托和家族办公室的信息，可以加入我们的家族办公室分享群获取更多信息。
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如有查询，请随时联系我们：
何家俊
邮箱：kahchuanho@goglobalgem.com
Stella Tan
邮箱：stellatan@goglobalgem.com